HEALTH INSURANCE

Medicare Supplement Insurance can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.

Some Medicare Supplemental policies also offer coverage for services that original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have original Medicare and you buy a Medicare Supplemental policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Supplemental policy pays its share.

Medicare Supplemental plans do not cover:

• Long-term care or stays in a nursing facility
• Dental care
• Vision care
• Prescription drugs

In order to purchase a Supplemental policy, you must already have Medicare Part A, which covers hospital expenses and Medicare Part B which covers doctor service expenses.

Let us help you navigate the complexities of Medicare Supplemental insurance and the plans offered in Virginia.

Group health insurance covers people in a select group. It is also one of the major benefits offered by employers. These plans are typically very uniform as they offer the same benefits to all employees in the group. Group health insurance can also provide insurance products like health, dental, vision, short and long term disability as well as life insurance and accidental death and dismemberment (AD&D).

If you are a small business owner looking to set up group health insurance for your business, we can help you get started.