Jewelry Appraisals

Jewelry Appraisals

Homeowner’s policies typically only cover valuable items such as jewelry and watches up to a specific amount. For example, if your limit is $5,000, but you have a $15,000 diamond ring, you would be on the hook for an extra $10,000 to replace it. There might be other...

What does Liability ONLY really mean?

What does Liability ONLY really mean?

Recently, a client asked, “shouldn’t I drop my coverage to liability only now that my cars paid off?” The short answer, “not necessarily.” Often when you opt for liability only it means the following: In some cases you lose roadside coverage.You have no glass...

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