Do Stay-at-Home Parents Need Life Insurance?
One of the primary reasons to buy life insurance is to help replace your income if you have loved ones who count on you for financial support. But if you’re not working at a paying job, should you even bother getting coverage? In a word, yes. Because couples often...
SPRING HOME MAINTENANCE
After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds. Get your home in shape for...
Commercial Umbrella Insurance Explained
Just as a personal umbrella provides us an extra layer of protection and liability for your personal assets, a commercial umbrella insurance policy provides your business an extra layer of liability protection. If you own a business, chances are you have some form of...
How To Change A Tire
Knowing how to change a tire is a necessary skill for all drivers. You might be thinking, “I pay for a AAA membership so that I get roadside assistance and don’t have to worry,” or “I have a cell phone, I can just call someone to help.” Even if this is the case for...
Protect Your Home This Winter
Old Man Winter is here. Ice, snow, and wind can wreak havoc on your home and your budget. Standard homeowners insurance policies can cover most disasters that result from a freeze, but it’s better to minimize the potential risks! Follow these tips to help prepare your...
Holiday Travel Tips
Holiday travel is back on the planner! After a year of isolated or socially distanced festivities, we anticipate more people taking to the road and skies this holiday season. But wintry weather and extensive travel time can lead to safety hazards. Here are seven...
Pet Insurance – Do you need it?
Whoever said money can’t buy happiness never paid an adoption fee.”-Unknown. Pets bring great happiness into our lives. They can help, heal, and provide us with unconditional love. We want to treat our pets like family and provide them with the best care possible....
Does my insurance cover me for Ride Sharing or Food Delivery?
Uber and Lyft are such innovative alternatives to taxis and long-established private transportation services. They are convenient and affordable. We also have Insta-cart and Air Bnb and I recently learned about Turo. All these services are nice, convenient, and often...
Homeowners Insurance Market Value vs. Replacement Cost
Are you familiar with the difference between market value of your home and replacement cost of your home? When you buy a new home, you often are bombarded with different terms and values. Does the location matter when determining reconstruction costs? You could have a...
Why You Should Increase Your Rental Car Coverage in 2022
Let’s talk about rental car coverage also known as transportation expense. This is a coverage that typically you find on your personal automobile policy, and it covers the cost for you to have access to a rental car while your vehicle is in the shop being...